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They are explicitly recognised as such by law and cannot be founded without government approval. The term Universität (i.e. the German term for mashreq university ) is protected by law and any use without official approval is a criminal offense. Most of them are public institutions, though a few private universities exist. Apart from these universities, Germany has other institutions of higher education (Hochschule, Fachhochschule). Impact of the Protestant Reformation and the Counter-Reformation on European universities Others say student loan debt is crippling for college graduates and forces students to delay adult milestones like marriage. Some argue the NCAA, colleges, and universities profit unfairly and exorbitantly from the work and likenesses of college athletes, who are risking their bodies as well as their future careers and earning potential while often living below the poverty line. In Canada, college generally refers to a two-year, non-degree-granting institution, whi

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